Tag: crowbar

  • v1.00.1 Introduction

    Solutions return current circumstances to a preferred prior operational dynamic. Responses engage with current circumstances in a way that moves the system forward to a new operational dynamic. A comprehensive solution to the polycrisis seeks to return civilization to industrial consumer capitalist pseudo-stability. Critically, seeking a solution to the metacrisis implies no fundamental critique of…

  • v1.05 What to Do About Work

    If your job is fine, just keep doing it for now. If it is a dumpster fire, leave it. In either case, consider a sabbatical or DIY sabbatical to increase the speed of your crowbar phase. Time Freedom = Savings / Cost of Living. It’s the ratio that matters. If your ratio is 1, you…

  • v1.04 Ditch Your Surplus Stuff

    You likely have a bunch of stuff you don’t really need. It’s lying around your house taking up space, being air conditioned and heated for no reason, slowly losing value while not really being used by you and making you like your space less. More importantly, letting your excess stuff go will unlock a greater…

  • v1.02 Build a Model of Your Financial Resources

    In this section we build a spreadsheet to track the inflows, outflows, and stocks of your financial resources. The Important Thing is the Mental Model There are plenty of apps and spreadsheet templates you can use to track all of your finances down to the last cent without having to think about it too much.…

  • crowbar

    Action Set a concrete, clear standard of behavior or constraint that is significantly different than current behavior, and adhere to it strictly for a period of time. Discussion The crowbar method is implementing a given change in your life very quickly and decisively. It is the opposite of an incremental or gentle approach. Let’s say…

  • do a no buy year

    Action Buy only strict necessities. Either do without or figure out non-financial means of acquiring things (goods, experiences) that you used to use money to get. Typically, a No Buy Year (NBY) means only spending money on the following: Most excluded categories of spending should be obvious: no buying new outfits, no avocado toast, no…

  • think about money to forget about money

    Many of the patterns are focused directly or indirectly on money – primarily how to wisely steward money and how not to waste it. You might get the impression that I’m advocating that you think about money all of the time. I am not. I advocate that you think intensely about money all of the…