Tag: crowbar
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v1.01.02 Ch1 – Build a Model of Your Financial Resources
In this section we build a spreadsheet to track the inflows, outflows, and stocks of your financial resources. The Important Thing is the Mental Model There are plenty of apps and spreadsheet templates you can use to track all of your finances down to the last cent without having to think about it too much.…
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v1.01.00 Ch1 – The Minimum Effective Crowbar
This first section explains the most important things you can do immediately to build momentum on the course to a post-consumer lifestyle. It covers both actions and attitude, or mindset. You need both. If you don’t read the rest of the book and only do the minimum viable crowbar, you will have enormously changed your…
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crowbar
Action Set a concrete, clear standard of behavior or constraint that is significantly different than current behavior, and adhere to it strictly for a period of time. Discussion The crowbar method is implementing a given change in your life very quickly and decisively. It is the opposite of an incremental or gentle approach. Let’s say…
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do a no buy year
Action Buy only strict necessities. Either do without or figure out non-financial means of acquiring things (goods, experiences) that you used to use money to get. Typically, a No Buy Year (NBY) means only spending money on the following: Most excluded categories of spending should be obvious: no buying new outfits, no avocado toast, no…
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think about money to forget about money
Many of the patterns are focused directly or indirectly on money – primarily how to wisely steward money and how not to waste it. You might get the impression that I’m advocating that you think about money all of the time. I am not. I advocate that you think intensely about money all of the…