Category: Patterns
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have a cash buffer
Action Always keep a few weeks of living expenses on hand, and several months if not several years of cash accessible on short notice without penalties. Discussion When the tide goes out is when you discover who isn’t wearing pants.
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have a plan b
If you’re splitting up your apartment and sub letting greylegally, or parking your trailer conversion in a side yard, or setting your bus on an orchard, you might get busted and have to pivot on short notice. Have a plan and resources allocated for this eventuality. Related:
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lifestyle experiment
Issue Making big changes in lifestyle is difficult. Besides the obvious difficulties of habit re-formation and lifestyle disruption is the challenge of knowing whether or not a lifestyle change is a good fit for you. Not all Patterns are a good fit for every person or circumstance, and doubt as to whether or not a…
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outlaw shelter
In many parts of the world it is illegal to live on your own land in an RV, build a house less than 400sf, build a house without a septic tank system or connecting to city sewer, build and occupy an ADU (tiny house) in your own backyard, run a cottage industry out of your…
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live in your rig
aka rubber tramping Don’t have a permanent address and live in your car, van, trailer, bus, etc. This is one of the greyest forms of outlaw shelter because there’s nothing illegal about it. However, there is no checkbox on IRS forms or DMV residency forms for “I don’t have an address.” You can’t tell your…
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spend less than 10k a year
$10,000 a year is $833 a month. It’s below the federal poverty level, and as such you could earn more than twice your expenses and pay no income tax. You’d also likely qualify for subsidized health insurance in the US. For an 85% Savings Rate, your annual income would need to be $66,667 Here’s a…
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reject purity culture
The Issue Few things are as off-putting and othering as a smug holier-than-thou attitude. If your vibe is one of arrogant righteousness it is unlikely you will directly or indirectly positively influence other people or garner support. Additionally, since it is borderline impossible (and a fool’s errand) to make your lifestyle a) completely harmless and/or…